Saving Account Details

PNB Arogya Saving Scheme

  • Eligibility
  • QAB
  • Documents required for opening of Account
  • Charges for Non-Maintenance of QAB
  • Nomination
  • NEFT/RTGS/ IMPS
  • Internet Banking
  • Mobile Banking
  • SMS Banking
  • Cheque Book
  • Rupay Classic Debit Card *
  • Facility of “Care” Health Insurance – Variants available**
  • An Individual falling in age group between 18 years to upto 60 years.
  • Rural - Rs. 500/- , Semi Urban- Rs. 1000/-, Urban & Metro- Rs. 2000/-
  • As per Bank’s KYC Policy
  • As prescribed by HO: IRMD from time to time.
  • Allowed
  • Free Online
  • Available
  • Available
  • Available
  • One Cheque book of 25 Leaves free in a Financial Year
  • Daily maximum transaction limit of Rs. 25,000/- at ATM for cash withdrawal
  • Daily limit for POS/ ecommerce (combined) is Rs.60,000/-

1.  Variant -1: Cancer Indemnity:-

ü Eligibility:-

  • Cover type: Individual
  • Allowed Relationship: Self
  • Minimum Entry Age:18 years
  • Maximum entry age:60 years
  • Exit age: Lifelong
  • Claims  payout:  Cashless (within network)/ Re-imbursement
  • Policy tenure : 1 year
  • Pre-policy Health checkup/ Issuance guidelines: No, Good health declaration basis.
  • Initial wait period: 90 days
  • Named Ailments: Not covered
  • Pre-existing disease: Not covered.

 

ü Covered Benefits:-

  • Sum Insured: 10 lac
  • In patient care: Up to Sum Insured for Hospitalization resulting due to Cancer.
  • Pre-Hospitalization medical expenses: 30 days
  • Post-hospitalization medical expense: 60 days
  • Room Rent: Single private room  (As per scheme document/Certificate of Insurance)
  • ICU charges: No limit
  • Premium:- Rs.1471 (Excluding GST)

 

2.  Variant-2: Daily Cash allowance:-

ü Eligibility:-

  • Cover type: Individual
  • Allowed Relationship: Self
  • Minimum Entry age: 18years
  • Maximum Entry Age: 60 years
  • Exit age: Lifelong
  • Claim-payout: Reimbursement
  • Under guidelines: Good Health Declaration

 

ü Covered Benefit:-

  • Initial wait period: 30 days (Except for injuries & accident)
  • Named ailments : 24 months
  • Pre-existing disease: 24 months
  • Daily cash allowance:- Rs.3000/ Rs.5000/Rs.10,000 per day hospitalization with maximum limit up to  100 days in a year with 0 days deductible.
  • Policy Tenure: 1 year
  • Benefit and corresponding Premium:

 

Benefit Amount 3000 5000 10000
Premium Excluding GST 727 1212 2424

*The services provided on Debit card are provided by NPCI and are subject to change without prior notice.


**All the terms & conditions and the benefits will be as per the scheme document/ Certificate of Insurance.