1. Variant -1: Cancer Indemnity:-
ü Eligibility:-
- Cover type: Individual
- Allowed Relationship: Self
- Minimum Entry Age:18 years
- Maximum entry age:60 years
- Exit age: Lifelong
- Claims payout: Cashless (within network)/ Re-imbursement
- Policy tenure : 1 year
- Pre-policy Health checkup/ Issuance guidelines: No, Good health declaration basis.
- Initial wait period: 90 days
- Named Ailments: Not covered
- Pre-existing disease: Not covered.
ü Covered Benefits:-
- Sum Insured: 10 lac
- In patient care: Up to Sum Insured for Hospitalization resulting due to Cancer.
- Pre-Hospitalization medical expenses: 30 days
- Post-hospitalization medical expense: 60 days
- Room Rent: Single private room (As per scheme document/Certificate of Insurance)
- ICU charges: No limit
- Premium:- Rs.1471 (Excluding GST)
2. Variant-2: Daily Cash allowance:-
ü Eligibility:-
- Cover type: Individual
- Allowed Relationship: Self
- Minimum Entry age: 18years
- Maximum Entry Age: 60 years
- Exit age: Lifelong
- Claim-payout: Reimbursement
- Under guidelines: Good Health Declaration
ü Covered Benefit:-
- Initial wait period: 30 days (Except for injuries & accident)
- Named ailments : 24 months
- Pre-existing disease: 24 months
- Daily cash allowance:- Rs.3000/ Rs.5000/Rs.10,000 per day hospitalization with maximum limit up
to 100 days in a year with 0 days deductible.
- Policy Tenure: 1 year
- Benefit and corresponding Premium:
| Benefit Amount |
3000 |
5000 |
10000 |
| Premium Excluding GST |
727 |
1212 |
2424 |
*The services provided on Debit card are provided by NPCI and are subject to change without prior notice.
**All the terms & conditions and the benefits will be as per the scheme document/ Certificate of Insurance.
