| Monthly EMI: | 0.00 |
| Total Loan Amount: | 0.00 |
| Interest Payable: | 0.00 |
| Total Payment (Principal + Interest) | 0.00 |
| Period | Monthly repayment |
|---|---|
| During Moratorium Period | Only interest to be serviced |
| Next 120 months | EMI on sanctioned limit for 360 months |
| Remaining Period | EMI which will fully amortize the remaining outstanding in the housing loan account within the remaining period |
All individuals or Joint Owners are eligible for Housing Loan
5 to 7 days after submission of all the necessary documents.
It is a need based loan.
Maximum Tenure of loan is 30 years or upto age of 70 years
For loan up to Rs. 30 lakh – 15% / 20%
Loan above Rs. 30 lakh up to Rs. 75 lakh- 20%
Loan above Rs. 75 lakh – 25%
-
Valid KYC documents i.e Voter ID, Aadhar Card, PAN Card, or any other valid ID/Address Proof.
Income proof i.e last three year ITR, Latest Salary Slip in case of salaried person.
The detailed check list can be provided at specific request from the applicant at his/her email ID.
No minimum Credit Information Company (CIC) score is prescribed, However, If CIC score is good then bank will offer better rate of interest.
-
There is no pre-payment charges of Retail Loans under floating rate option.
The valuation of the property will be done by the approved valuer of the bank.
Legal opinion of the property is to be obtained by the Bank approved advocate.
Joint borrowers are also eligible. Joint borrower can be joint owner or Close relatives.
Housing Loan can be availed from the Present place of residence irrespective of place of property.
Housing Loan is sanctioned for construction of approved house building plan or for purchase of house whose construction is duly approved by the competent authority. (It varies from State to State).
EMI Table can be referred
Takeover from other Bank/NBFC is permitted.
Loan for under construction flat of banks approved builder/project is available. List of approved project is available in our corporate website.
test.
