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Mr Taufique Alam

MD & CEO, PNBCSL

From MD & CEO's Desk

Welcome to PNB Cards & Services Limited (PNBCSL)!

PNBCSL is a wholly owned subsidiary of Punjab National Bank and is working as sourcing agency of the Bank for Retail Loans (Housing Loan, Vehicle Loan & Education Loan), Credit Cards & CASA. Since our inception on March 16, 2021, we have embarked on a journey of providing unparalleled non-financial support services tailored specifically for Punjab National Bank (PNB). Our mission is clear and resolute: to extend high-quality, innovative, and convenient services to our valued customers, enabling them to achieve their financial aspirations.

What truly sets us apart is our steadfast commitment to our customers. We place our customers at the heart of everything we do, and our comprehensive suite of services reflects this dedication. From the sourcing, marketing, and promotion of deposit products such as Current and Savings Accounts, to Retail Loan Products including Housing Loans, Vehicle Loans and Education Loans, as well as range of Credit Cards offered by PNB – we cover a wide spectrum of financial needs.

Our strength lies in our robust "feet-on-the-street" framework with digital integration and enablers. Our proficient sales executives are strategically deployed to effectively source retail loans, credit cards, and a range of deposit products within promising markets. But that's not all – we understand the evolving landscape of convenience. In our commitment to enhancing customer experiences, we have seamlessly integrated digital onboarding platforms, ensuring a streamlined and user-friendly journey for you, our esteemed customers.

At PNBCSL, we go the extra mile. We offer doorstep document collection services and dedicated relationship management that extends right through the sanctioning of loans. Our personalized approach reflects our unwavering dedication to making the loan application process smoother and more convenient for you.

Our vision is to be at the forefront of the countrywide sales and marketing channel for PNB's business, utilizing all modes available. Our values serve as our guiding principles. Integrity is the cornerstone of our actions – we pledge to act with honesty and transparency in all our dealings. Customer focus is our compass – your needs are our priority. Innovation drives us – we continuously strive for improvement and creativity in our services. Teamwork empowers us – we believe in achieving more together. And excellence is our benchmark – we relentlessly pursue excellence in every endeavor.

As Managing Director and CEO, I am immensely proud of the strides we have taken and the dedication of our team. Together, we are shaping a future where financial goals are within reach and where convenience and customer-centricity prevail.

Thank you for choosing PNB Cards & Services Limited. We look forward to serving you and being a part of your financial journey.

About Company

PNB Cards & Services Limited (PNBCSL) is a wholly-owned subsidiary of Punjab National Bank (PNB). Since our inception on March 16, 2021, our mission has been to extend unparalleled non-financial support services tailored for PNB.

Our comprehensive suite of services encompasses a wide array of functions including sourcing, marketing, promotion, publicity, advertising, solicitation, and distribution of deposit products (Current and Saving Accounts etc.), Retail Loan Products (Housing Loan, Loan against property, Vehicle Loan, Education loan, Personal loan etc.) & Credit Card offered by PNB.

What sets us apart is our robust feet-on-street framework. We deploy proficient sales executives to effectively source retail loans, credit cards, and an array of deposit products within promising markets. Additionally, our commitment to enhancing customer experiences has led us to seamlessly integrate digital onboarding platforms, ensuring a streamlined and user-friendly journey for our valued customers.

Moreover, PNBCSL provides doorstep document collection service and dedicated relationship management that continues right through the sanctioning of loans. This personalized approach reflects our dedication to making the loan application process smoother and more convenient for you.

OUR VISION

"We envision a future wherein it spearheads the countrywide sales and marketing channel for Bank’s business using all modes."

OUR Mission

"To provide high-quality, innovative, and convenient services to our customers, helping them achieve their financial goals."

OUR VALUES

  • Integrity: We are committed to acting with honesty and transparency in all our dealings.
  • Customer focus: We are committed to putting our customers first and meeting their needs.
  • Innovation: We are committed to continuous improvement and innovation in our services.
  • Teamwork: We believe that we can achieve more by working together as a team.
  • Excellence: We strive for excellence in everything we do.

Contact Info

Registered Office

PNB Cards & Services Limited, E112, Sector-10, Dwarka,
New Delhi-110075

Corporate Office

PNB Cards & Services Limited, 6th Floor, PNB House, 7 Bhikaji Cama Place, New Delhi-110066

info@pnbcsl.co.in

011-43061779

CIN U74999DL2021PLC378579

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