Shri Kalyan Kumar assumed charge as Executive Director of the Bank on 21st October, 2021. Shri Kalyan Kumar, a Post Graduate in science from Rajendra Prasad Agriculture University, Pusa, is also a Certified Associate Member of Indian Institute of Bankers (CAIIB) and holds various certifications in Trade Finance, SME Finance, IT Security and KYC-AML from Indian Institute of Banking and Finance (IIBF). Shri Kumar is presently the Chairman on the Board of two of the subsidiaries of Punjab National Bank, PNB Gilts Ltd. and PNB Cards & Services Ltd. He is the nominee member of Board of Governors of Management Development Institute (MDI) Society. Shri Kumar is on the Board of IIFCL as SCB nominee Director and on the Board of NIBSCOM as Chairman. He is also the Chairman of Board Level Committee for IT Strategy of PNB. Shri Kumar has undergone the Banks Board Bureau Training Program for Top Leadership Development and also Director Development Programme conducted by Egon Zehnder in collaboration with Harvard University. Since the joining of Shri Kalyan Kumar as the Executive Director in Punjab National Bank, he is playing a pivotal role in Profit & Loss delivery across key business, support, and control functions with responsibilities across multiple domains. He is leading Bank’s vision and strategy for overall business growth through Digital Transformation, Strategic Management, Economic Advisory, Data Analytics and Information Technology Excellence. He directed the HR Transformation, ‘PNB Udaan’, which provides clarity of roles & expectations from each employee with well-defined and measurable KRAs. He also spearheads the Business Acquisition and Relationship Division, focusing on driving growth in CASA and marketing of both asset and liability products, including Credit Cards. Shri Kumar also led the Wealth Management Vertical of the Bank with focus on increase in fee based income through third party products. Keeping the ESG Goals on priority, Shri Kumar also launched a go green initiative ‘PNB Palaash’. Multiple awareness programs were conducted and various initiatives were launched like Tree Plantation Drives, Usage of Digital copies & Biodegradable folders, Energy, Paper & Water saving measures, Car pooling etc. Along with the above milestones, his oversight during the tenure in Business Process Re-engineering, proactive Credit Monitoring, improving Asset Quality and Recovery, Operations & KYC and enhancing Customer Experience further improved the EASE performance of the Bank on a whole. Shri Kalyan Kumar started his journey in Union Bank of India as Rural Development Officer in 1995 and has served the Bank for more than 26 years in various capacities. He worked as the Branch Head in various categories of branches which also include VLBs (Very Large Branches). He was also the Principal of the Staff Training College. In the Corporate Office, he aided in the Bank’s Business Process Transformation, Credit Review & Monitoring and Vigilance. Lastly, he headed HR as the Chief General Manager of the Bank. The successful amalgamation of Andhra Bank and Corporation Bank into Union Bank of India was steered under his supervision and control. As a part of the Committee constituted by Banks Board Bureau (BBB), presently known as Financial Services Institutions Bureau (FSIB), for devising Suitable Training Program for PSBs, he prepared a comprehensive report on the Training Programs for staff at all levels and drove a Unique Leadership Development Program ‘Union Bhavishya’ for preparing future leaders for the Bank. He has also led an end to end Digital HR Transformation Project ‘Union Prerna’ for creating a performance centric HR initiative empowering all employees.
Shri Rakesh Gandhi, Certified Associate of Indian Institute of Bankers served State Bank of India from 1985 to 1990. He has Joined Punjab National Bank in 1991 and serving PNB bank since last 33 years. He has rich and diversified banking experience of over 33 years. He also served in PNB overseas Subsidiary in London.
In PNB, he was involved in the process of Amalgamation of e-OBC & e-UBI in PNB, drawing Recovery & Resolution of NPA portfolio, Measure to improve Assets Quality and collection efficiency and formation of Bank’s short term / Long Term strategy, digital Transformation, Growth of Retail / Agriculture / MSME advance.
He has headed Large Corporate Branch, Bangalore, International Banking Branch, Pune Camp and worked as Dy. General Manager, PNB International Ltd, United Kingdom. His major achievements include Handling of large loan portfolio and Large NPA accounts in India and Overseas
Shri Sunil Kumar Chugh, a Chartered Accountant by qualification, has 30 years of experience in banking. He is also Certified Associate of Indian Institute of Bankers. Starting banking career in 1993 with Dena Bank, he moved up the ladder by working with four public sector banks on lateral movement. He has served in Corporate Office, Administrative Offices and Branches of the different banks across various geographies. He has attended many Training Programs and Leadership Development Programs from various prestigious institutions like Bankers’ Training College, National Institute of Bank Management Pune, ASCI Hyderabad and IDRBT Hyderabad. He is one of the Senior Executives of Public Sector Banks selected by erstwhile Banks Board Bureau for Leadership Development Program conducted by IIM Bangalore in collaboration with Egon Zehnder. He was also a member of Legal & Operations Committee of IBA for two years. He headed Large Corporate branches at Kolkata, Ahmedabad and Mumbai in erstwhile Oriental Bank of Commerce and received awards and appreciation on several occasions during the journey of career. He gained variety of exposure by handling assignments in Corporate Credit, Foreign Exchange, Recovery / Resolution of Stressed Assets and Credit Monitoring. Currently he is heading Retail, Agriculture & MSME Credit and Financial Inclusion (RAM & FI) Division in Punjab National Bank as Chief General Manager.
Banker having experience of more than 34 years. Worked in all the geographies, size, demographics & aspects of banking in India. Foreign experience of 2 years in Kabul as CEO Afghanistan Operation of PNB. Innovative thinker and analytical in nature. Currently National Head of Liability Business & Card in Punjab National bank
Mr. Taufique Alam has a rich banking experience of over 20 years and carries skill and competencies related to varied Field and Administrative offices. He has joined e-OBC (Amalgamated with PNB wef 01/04/2020) as Chief Manager (Forex) in 20/10/2010, after working for 8 years in Andhra Bank in Branch Banking, Trade Finance, Treasury and Risk Management. He has worked in Trade Finance, Domestic & Forex Treasury in Dealing room, Back Office & Mid Office in Treasury, International Banking Division. Corporate Credit & MSME Co-Lending. Digital Lending etc. He was part of Business Process re-engineering and Software implementation in Treasury & Trade Finance and Integration with Branch banking along with Digital Lending and LOS Implementation. He has also worked as Circle Head of Varanasi and Bhubaneswar Circles. He is Post Graduate in Statistics along with PGDBA in France. He has completed Leadership Development Programme of IIM Bangalore & Egon Zehnder as part of 2nd Batch of Senior Officers selected by FSIB (erstwhile BBB). He has attended various training and Leadership Development Programs including CAFRAL BOA, ASCI, etc. Mr. Taufique Alam is General Manger in PNB and was deputed as MD & CEO of PNB Investment & Services Limited (A wholly owned subsidiary of PNB) from 22.02.2022 to 01.05 2023.
