Card Limit | Min. Rs.10,000/- Max. Rs.10,00,000/- |
Eligibility | Rs.5.00 Lacs p.a. |
Cash Withdrawal Limit | 20% of the card limit |
Joining fee – Primary Card | NIL |
Joining fee - Add-on cards | Rs.500/- (for each add-on card) |
Renewal fees | NIL |
Annual fees - Primary Card | Rs.500/- |
Annual fees - Add on card | NIL |
Waiver on fee | Annual fee shall be waived in case a Credit Card account satisfied following conditions: a) If the usage of card, in preceding year, is more than the credit limit of the card. b) There is at least one retail transaction [i.e. other than fuel or cash withdrawal] in every calendar quarter. c) Account has never been irregular in past. |