The salient features of “PNB Rakshak Plus” are as under:
-
Personal Accidental (Death) cover of Rs.50.00 lakh.
-
Air Accident (Death) Insurance cover of Rs.100.00 lakh.
-
Personal Accident (Permanent total Disability) cover of Rs.50.00 lakh.
-
Sweep Facility –
Initial threshold amount – Rs. 10000/-
Minimum Sweep In/Out – Rs. 1000/-
Multiples of – Rs. 1000/-
-
No ‘Cash Handling Charges’ would be levied for transaction(s) implying thereby that all branches of PNB, PAN-India, would be considered as ‘Home’ branch.
-
Overdraft upto last 3 months Net Salary/ Pension amounting from Rs.75000/- to Rs.3,00,000/- lakh.
-
Concession in rate of interest and service charges under Housing, Car, Education and Personal Loan Schemes.
-
Education loan under “PNB Pratibha” is available for wards of a Primary Account holder who take admission in premier Institutes and the Army Educational institutions.
-
Zero balance saving account to family members.
-
Concession in locker rent - 25% Annual Maintenance Charges(AMC) waived off for three years from date of issue
-
Financial assistance of Rs. 1.00 lakh per year for 4 years or the actual expenditure whichever is less, for education of two surviving and dependent child (Male / Female) of a PAI (Death).
-
Unlimited free DDs / POs with a ceiling of Rs 50,000/- per free DD/ PO.
-
Gorkha personnel can remit amount from his PNB a/c in India to their linked account in Everest Bank Limited (EBL) at Nepal and vice-versa, free of charge.
-
Free SMS Alerts for transactions in the account and on the connected Debit / Credit card(s).
* Terms and Conditions Applied
