Saving Account Details

PNB "SELECT" SAVING ACCOUNT

  • Eligibility
  • QAB
  • Charges for Non- Maintenance of QAB
  • Additional Facilities/Freebies
  • Optional Facilities for Investment
  • An Individual falling in age group between 25 years and upto 40 years.
  • Rs. 5,000/- (Rupees five thousand only)
  • Charges will be applicable if the QAB is below the minimum QAB required to be maintained for general saving account. Also freebies will be withdrawn if prescribed QAB not maintained.
  • Sweep Facility – Earn ROI @FD on your surplus fund after maintaining threshold amount of Rs. 20,000/- and in multiples of Rs. 5,000/-.
  • AMC waived off for the first Demat Account only. 
  • Charges for Issuance/Recharge of World Travel Card: Nil
  • Housing Loan: Offering 1.25 times of loan amount (only for salaried class with minimum 3 years’ experience) calculated as per the regular housing loan eligibility method, subject to maintenance of prescribed LTV ratio*
  • 50% discount in documentation charges of Home/ Vehicle Loan**
  • 15% discount in locker rent, subject to availability.
  • Demand Draft: Free 24 nos. p.a. with a total maximum capping of Rs. 1.00 lakh in a year  (2 DD per month)
  • NEFT/RTGS/IMPS : Free (Online)
  • Cheque Book Facility: 25 Cheque leaves.
  • Credit Card facility available.
  • Debit card***: RuPay International Platinum Debit Card with daily maximum transaction limit of Rs. 50,000/- at ATM for cash withdrawal & Rs. 125,000 at POS/ ecommerce(combined)
  • PAI (Accidental Death & Total Disability) Cover: Rs.2.00 lakh
  • Domestic Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card and many more.
  • Avail Non- Life Insurance products offered by the various tie-up/ corporate agency arrangements of the Bank.
  • Get the benefit of Life Insurance through our JV Partners.
  • Systematic Investment Plan - Invest small amounts on a monthly basis in Mutual funds from a young age.
  • Avail the facility of online opening Demat Account.
  • To avail aforementioned products and any other facility offered by the Bank, the customer to contact branch.