Saving Account Details

PNB Women Power Savings

  • Eligibility
  • Scheme Code
  • Initial Deposit/ Minimum Quarterly Average Balance
  • Documents required for opening of Account
  • Charges for Non-Maintenance of QAB
  • Nomination
  • Overdraft Facility
  • Sweep Facility
  • Free Cheque Leaves (Except for Bulk Requirement–EMIs payable to other Banks/FIs/NBFC)
  • Free Accidental death Insurance Cover
  • Stop Payment instruction charges
  • Cash Deposit Charges
  • Charges for Issuance/Recharge of World Travel Card (If eligible):
  • RTGS through PNB Women Power A/c- free of cost (other than business purpose)
  • NEFT through PNB Women Power A/c- free of cost (other than business purpose)
  • Issue of Demand Draft routed through A/c- free of cost (other than business purpose)
  • Discount in De-mat Account fee
  • Issuances of all types of Certificates
  • Issuances of Debit Card
  • Documentation & Processing Charges on Housing, Car& Personal Loan
  • Relaxation in margin and interest in loan account
  • Locker Rent for the first year(One small locker)
  • Issue of statement in addition to pass book
  • Retail Internet Banking
  • SMS Alert
  • Instant Credit of outstation cheques
  • Issuance of Credit Card subject to eligibility.
  • Domestic ATM - cash withdrawal per day
  • Domestic Shopping Limit POS per day
  • Scheme Code
  • Other Offers
  • * Documentation & Processing Charges On Retail Loans
  • Women
  • SBPWR/SBPWS
  • Rural: Rs. 500/-
  • Semi-Urban : Rs. 1,000/-
  • Urban/Metro : Rs. 2,000
  • As per Bank’s KYC Policy
  • As prescribed by HO: IRMD (Charges will be deducted only as per existing guidelines)
  • For non-maintenance of desired QAB, freebies will be withdrawn

Charges for non-maintenance of QAB as circulated by the Bank.

  • Allowed
  • Facility of e-OD against fixed deposit is available.
  • Available
  • 50 cheque leaves per year
  • Rs. 2.00 lakh on Rupay Platinum Card
  • PAI of Rs. 3.00 lakh
  • Claims related to Rupay Debit Card will be settled as per NPCI guidelines subjected to change from time to time.
  • PAI of Rs. 3 lakhs will be applicable only if The QAB in the account during the last calendar quarter remains equal to or more than Rs. 25,000/-.
  • Free
  • Free
  • Nil
  • Free
  • Free
  • Free one draft per month –upto Rs. 1,00,000/-
  • 25%
  • No Charges
Debit Card Variant Charges and Fees
1.RuPay Platinum Debit Card No issuance fee.
2.RuPay Classic Debit Card No issuance fee.
  • Specially designed Debit Card for PNB Women Power Account Scheme.
  • PAI on Platinum Debit Card shall be provided as per NPCI guidelines.
  • Customer can also avail other network cards such as Visa & Master as per Bank’s extant guidelines.
  • 100% Discount*
  • As circulated from time to time
  • 50% concession in locker rent for first year
  • Free
  • No charges
  • No charges
  • Upto Rs. 25,000/-
  • Credit card against Fixed Deposit. - No joining & Annual fees.

Other Credit Cards: As per extant guidelines

  • Rs. 10000 on Rupay Classic Debit Card
  • Rs. 100000 on Rupay Platinum Debit Card
  • Rs. 25000 on Rupay Classic Debit Card

Rs. 3 lakhs on Rupay Platinum Debit Card

  • SBPWR (for women power saving account without sweep)
  • SBPWS (for women power saving account with sweep)
Name Eligibility
Insta Debit Card EMI- DCEMI As per extant guidelines
Pre-approved personal loan based on Quarterly Average Balance (QAB) & Transactional Relationship Value (TRV) As per extant guidelines
  • In case higher discount on documentation & processing charges on housing, car & personal loan is provided during bonanza, the same will be available to the customer of this scheme.